If youre one of the millions of Americans that could use a lesson on managing credit, youre in luck. Theres a new Web site that offers reliable, comprehensive and confidential advice about managing credit – all at the click of a mouse.
Coinciding with the start of National Credit Education Week (April 18-24) is the unveiling of the site www.CreditPage.com. The new site is intended to help consumers manage credit, examine their spending habits, access their credit record, and contact hundreds of money management and debt counseling advisors and agencies.
CreditPage is a collaborative effort, via the Internet, of leading financial education organizations, nonprofit consumer credit counseling organizations, and financial institutions. Its a convenient tool to let consumers know how theyre spending their money, and how to better manage the debt they incur. Many consumers manage their money after the damage is done, but this site will help them avoid the pitfalls of credit, and build a healthy credit report.
Along with changing technology, Americans are changing the way they spend their money and how they gather information about credit and debt. Logging onto CreditPage during National Credit Education Week can provide consumers an opportunity to assess their credit situation, and be sure theyre getting the most from the dollars theyre spending.
Here are a few tips from the sponsors of National Credit Education week:
* Review your credit history. You can order an instant, secure copy of your credit report from CreditPage.
* Review your credit card statement. Become familiar with your interest rate, the statement closing date, and the balance due date.
* Determine if you could be headed for financial difficulty by taking the CreditPage Credit Alert Test to assess your spending and credit habits.
* Learn ways to improve your credit from industry leaders and personal finance experts available on the CreditPage credit forum.
* If youre having trouble paying your bills, select a credit counselor from the state directories provided.
The following are sponsors of CreditPage, institutions that want to help you navigate the deep waters of credit and debt management:
–Bank of America
–Debt Counselors of America
–Genus Credit Management
–Money Management International
–National Council on Economic Education
–National Foundation for Consumer Credit
–Personal Debt Solutions
–The Forms Group
–The Jump$tart Coalition
You can access all of these sponsors through links on the CreditPage Web site, and start getting a handle on your financial future.