December Credit Card U.S. Debt Off the Scale
December credit card debt went off the rails driven by a very late Black Friday and a pull-back on consumer tariff taxes. As a …
Smart Savings for 2020 with a Little Help from Apps
Smart savings begins with cultivating daily behavior like cutting back on the morning lattes, skipping happy hours, and savings with friends. Savings is more …
Coronavirus Breeds Device Viruses + Fake Rankings
Coronavirus breeds device viruses as hackers seek to exploit the fear and uncertainty of the possible physical pandemic. Consumers should look for mandatory arbitration …
Elusive Best Credit Card is Old School & K.I.S.S.
Best credit card is an oxymoron. There has never been the “ten best credit cards,” or even the “one best credit card” you gotta …
Credit Card APR Spread Hits 1000 bps – 26 Year Record
The credit card APR spread between the rates charged across all accounts and the prime rate computed to 1012 basis points (bps) in the …
Multi-Billionaire Robert McKinley Tackles FinEd
Multi-billionaire Robert McKinley was shocked head-to-toe when he discovered $9.9 billion in his personal bank account exactly two years ago today. His first move …
Stable U.S. Economy Likely to Hold till Election Day 2020
Stable U.S. economy is the word of the day. Barring unforeseen events like a global coronavirus plague, a Mid-East war, a successful impeachment or …
Late Fees – 4 Ways to Beat the Card Trap
Late fees fluctuated between $5 and $10 in the mid-1980s when the credit card business was about to explode. Most of the ten largest …
Robert McKinley Resurrects Professor Cardworthy
Professor Cardworthy, the “Money Explainer” of all things financial, was resurrected by Senior Payments Analyst Robert McKinley, reprising his role first developed in 2007 …
Home Sharing, Hotels Maternity & Financial Goals
Home sharing is becoming more expensive than a hotel stay as greedy homeowners slip in exorbitant cleaning fees and service fees. At the same …
