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Japanese Credit Cards – CardTrak’s Popular List

Japanese Credit CardsUpdated 11/15/2018

The following Japanese credit cards are some of the most popular cards for a reason. Check out the great benefits offered by each card. Some give rewards, others will save you money by transferring your higher interest rate balances. This is not meant to be a comprehensive list of the top credit cards. This list may change or be updated as other Japanese credit cards become available that we feel should be included on this page.

NOTE: We have received many requests for the links to the following cards to be English Language links. While the links below take you to the credit card application, we are currently working with these issuers to provide us with English Language applications and terms of service. Please sign up for our newsletter to be kept up to date. As always, you may chat with us for more information. If you are an issuer or represent any of these cards, please contact us here. We want to make sure all the information we are providing is accurate!

If you are looking for credit cards that are available outside of Japan, then you can click on any of the following countries.

United Kingdom Credit Cards

Australian Credit Cards

United States Credit Cards

Canadian Credit Cards (Coming Soon)


AEON Disney MasterCard

AEON Disney MastercardThe AEON Disney MasterCard is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the AEON Disney MasterCard: 5% Cash Back on the 20th of every month and earn 2X AEON member points with every RM1 spent at AEON stores.

There are bonus offers for customers signing up directly online for the AEON Disney MasterCard. Simply click on the card graphic to be transported to the secure, official AEON page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The AEON Disney MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The AEON Disney MasterCard is issued by AEON Credit Service Co, Ltd.

Click Here to learn more about or apply for AEON Disney MasterCard


Nicos VIASO MasterCard

Nicos VIASO MastercardThe Nicos VIASO MasterCard is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the Nicos VIASO MasterCard: Regular points are 5 points for every 1,000 yen for shopping using VIASO ​​card. The VIASO ​​point program converts the accumulated points as 1 point 1 yen and automatically cash back.

There are bonus offers for customers signing up directly online for the Nicos VIASO MasterCard. Simply click on the card graphic to be transported to the secure, official Nicos page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Nicos VIASO MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Nicos VIASO MasterCard is issued by Mitsubishi UFJ NICOS Co.,Ltd.

Click Here to learn more about or apply for Nicos VIASO MasterCard


Seven Card JCB/Visa

Seven Card VisaThe Seven Card JCB/Visa card is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the Seven Card JCB/Visa card: Credit points for every 100 yen (1 credit point per 100 yen (including tax)) per 1.5 points (100 yen (tax excluded)).

There are bonus offers for customers signing up directly online for the Seven Card JCB/Visa card. Simply click on the card graphic to be transported to the secure, official Seven Card page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Seven Card JCB/Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Seven Card JCB/Visa card is issued by Seven Card Service Co., Ltd.

Click Here to learn more about or apply for Seven Card JCB/Visa


MUFG International Gold MasterCard

Picture of MUFG MastercardThe MUFG International Gold MasterCard is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the MUFG International Gold MasterCard: cash back generated from purchase volume.

There are bonus offers for customers signing up directly online for the MUFG International Gold MasterCard. Simply click on the card graphic to be transported to the secure, official MUFG page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The MUFG International Gold MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The MUFG International Gold MasterCard is issued by Mitsubishi UFJ NICOS Co.,Ltd.

Click Here to learn more about or apply for MUFG International Gold MasterCard


Saison Gold American Express

Picture of Saison American Express CardThe Saison Gold American Express card is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the Saison Gold American Express card: rewards and annual membership fee waiver first year,  10,000 yen afterward.

There are bonus offers for customers signing up directly online for the Saison Gold American Express card. Simply click on the card graphic to be transported to the secure, official Saison page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Saison Gold American Express card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Saison Gold American Express card is issued by Credit Saison Co., Ltd.

Click Here to learn more about or apply for Saison Gold American Express


DoCoMo d Card MasterCard

DoCoMo d Card MastercardThe DoCoMo d Card MasterCard is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the DoCoMo d Card MasterCard: earns d points ans docomo points.

There are bonus offers for customers signing up directly online for the DoCoMo d Card MasterCard. Simply click on the card graphic to be transported to the secure, official DoCoMo page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The DoCoMo d Card MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The DoCoMo d Card MasterCard is issued by NTT DOCOMO.

Click Here to learn more about or apply for DoCoMo d Card MasterCard


Orico Card The Point MasterCard

Orico Card The Point MasterCardThe Orico Card The Point MasterCard is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the Orico Card The Point MasterCard: earns points and rewards.

There are bonus offers for customers signing up directly online for the Orico Card The Point MasterCard. Simply click on the card graphic to be transported to the secure, official Orico page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Orico Card The Point MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Orico Card The Point MasterCard is issued by Orient Corporation.

Click Here to learn more about or apply for Orico Card The Point MasterCard


ANA Card Visa

ANA Card VisaThe ANA Card Visa card is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the ANA Card Visa card: earns airmiles, points and rewards.

There are bonus offers for customers signing up directly online for the ANA Card Visa card. Simply click on the card graphic to be transported to the secure, official Sumitomo page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The ANA Card Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The ANA Card Visa card is issued by Sumitomo Mitsui Card Co., Ltd.

Click Here to learn more about or apply for ANA Card Visa


Mitsui Sumitomo Debut Plus Visa

Mitsui Sumitomo Debut Plus VisaThe Mitsui Sumitomo Debut Plus Visa card is one of the most popular general purpose Japanese credit cards, based on cards-in-force*.

The main features of the Mitsui Sumitomo Debut Plus Visa card: earns airmiles, points and rewards.

There are bonus offers for customers signing up directly online for the Mitsui Sumitomo Debut Plus Visa card. Simply click on the card graphic to be transported to the secure, official Sumitomo page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Mitsui Sumitomo Debut Plus Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Mitsui Sumitomo Debut Plus Visa card is issued by Sumitomo Mitsui Card Co., Ltd.

Click Here to learn more about or apply for Mitsui Sumitomo Debut Plus Visa


*Card issuer data courtesy of CardData.com, publisher of 100+ quarterly payment analysis reports

**Card rating courtesy of RAM Research, a global payments research and consulting firm since 1986.

Latest Update November 2018