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UK Credit Cards Most Popular Free List

UK Credit CardsUpdated 11/15/2018

The following UK credit cards are some of the most popular cards for a reason. Check out the great benefits offered by each card. Some give rewards, others will save you money by transferring your higher interest rate balances. This is not meant to be a comprehensive list of the top credit cards. This list may change or be updated as other UK credit cards become available that we feel should be included on this page.

NOTE: Please sign up for our newsletter to be kept up to date. As always, you may chat with us for more information. If you are an issuer or represent any of these cards, please contact us here. We want to make sure all the information we are providing is accurate!

If you are looking for credit cards that are available outside of the United Kingdom, then you can click on any of the following countries.

United States Credit Cards

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Japanese Credit Cards

Canadian Credit Cards (Coming Soon)


Tesco Bank ClubCard MasterCard

Picture of Tesco purchase cardThe Tesco Bank ClubCard MasterCard is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Tesco Bank ClubCard MasterCard: earns ClubCard points, low introductory interest rate, and no annual fee.

Currently, there is a 22-28 month 0% APR for Purchases and Balance Transfers bonus offer for customers signing up directly online for the Tesco Bank ClubCard MasterCard. Simply click on the card graphic to be transported to the secure, official Tesco page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Tesco Bank ClubCard MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Tesco Bank ClubCard MasterCard is issued by Tesco Bank..

Click Here to learn more about or apply for the Tesco Bank ClubCard MasterCard


Barclaycard Freedom Rewards Visa

Barclaycard Freedom Rewards VisaThe Barclaycard Freedom Rewards Visa card is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Barclaycard Freedom Rewards Visa card: earns Freedom Rewards points, low introductory interest rate, and no annual fee.

Currently, there is a 12 month 0% APR for Purchases and Balance Transfers bonus offer for customers signing up directly online for the Barclaycard Freedom Rewards Visa card. Simply click on the card graphic to be transported to the secure, official Barclaycard page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Barclaycard Freedom Rewards Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Barclaycard Freedom Rewards Visa card is issued by Barclays Bank PLC.

Click Here to learn more about or apply for the Barclaycard Freedom Rewards Visa


Halifax FlexiCard MasterCard

Halifax FlexiCard MasterCardThe Halifax FlexiCard MasterCard is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Halifax FlexiCard MasterCard: optional 2-36 month installment plan, low introductory interest rate, and no annual fee.

Currently, there is a 0% Fee Balance Transfers bonus offer for customers signing up directly online for the Halifax FlexiCard MasterCard. Simply click on the card graphic to be transported to the secure, official Halifax page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Halifax FlexiCard MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Halifax FlexiCard MasterCard is issued by Bank of Scotland plc.

Click Here to learn more about or apply for the Halifax FlexiCard MasterCard


HSBC Advance Credit Card

Picture of HSBC Advance Credit CardThe HSBC Advance Credit Card is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the HSBC Advance Credit Card: low introductory interest rate, and no annual fee.

Currently, there is a £25 cash back bonus offer and 0% 32-month purchase interest rate for customers signing up directly online for the HSBC Advance Credit Card. Simply click on the card graphic to be transported to the secure, official HSBC page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The HSBC Advance Credit Card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The HSBC Advance Credit Card is issued by HSBC Bank plc.

Click Here to learn more about or apply for the HSBC Credit Card Visa


Co-operative Bank 3 Year Fixed Rate Visa

Co-operative Bank 3 Year Fixed Rate VisaThe Co-operative Bank 3 Year Fixed Rate Visa is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Co-operative Bank 3 Year Fixed Rate Visa: low introductory interest rate on purchases and balance transfers, and no annual fee.

Currently, there is a guaranteed 6.9% interest per annum for 3 years on purchases and balance transfers for customers signing up directly online for the Co-operative Bank 3 Year Fixed Rate Visa. Simply click on the card graphic to be transported to the secure, official Co-operative Bank page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Co-operative Bank 3 Year Fixed Rate Visa is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Co-operative Bank 3 Year Fixed Rate Visa is issued by The Co-operative Bank plc.

Click Here to learn more about or apply for the Co-operative Bank 3 Year Fixed Rate Visa


Nationwide Select Credit Card Visa

Nationwide Select Credit Card VisaThe Nationwide Select Credit Card Visa is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Nationwide Select Credit Card Visa: unlimited cash back, no balance transfer or foreign transaction fees, and no annual fee.

Currently, there is a 12 month 0% interest rate for purchases and balance transfers for customers signing up directly online for the Nationwide Select Credit Card Visa. Simply click on the card graphic to be transported to the secure, official Nationwide page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Nationwide Select Credit Card Visa is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Nationwide Select Credit Card Visa is issued by the Nationwide Building Society.

Click Here to learn more about or apply for the Nationwide Select Credit Card Visa


Virgin Money 31-Month Balance Transfer MasterCard

Picture of Virgin Money 31 MonthThe Virgin Money 31-Month Balance Transfer MasterCard is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Virgin Money 31-Month Balance Transfer MasterCard: 31-month 0% APR for Balance Transfers and Money Transfers, and no annual fee.

Currently, there is a 3 month 0% interest rate for purchases for customers signing up directly online for the Virgin Money 31-Month Balance Transfer MasterCard. Simply click on the card graphic to be transported to the secure, official Virgin Money page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Virgin Money 31-Month Balance Transfer MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Virgin Money 31-Month Balance Transfer MasterCard is issued by the Virgin Money plc.

Click Here to learn more about or apply for the Virgin Money 31-Month Balance Transfer MasterCard


 Capital One Classic Credit MasterCard

Capital One Classic Credit MasterCardThe Capital One Classic Credit MasterCard is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Capital One Classic Credit MasterCard: credit building features and no annual fee.

Currently, there is an offer for a credit limit of £200 to £1,500 with up to two optional credit limit increases per year for customers signing up directly online for the Capital One Classic Credit MasterCard. Simply click on the card graphic to be transported to the secure, official Capital One page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Capital One Classic Credit MasterCard  is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Capital One Classic Credit MasterCard is issued by the Capital One (Europe) plc.

Click Here to learn more about or apply for the Capital One Classic Credit MasterCard


Royal Bank of Scotland Rewards MasterCard

Picture of Royal Bank of Scotland Reward CardThe Royal Bank of Scotland Rewards MasterCard is one of the most popular general purpose UK credit cards, based on cards-in-force*.

The main features of the Royal Bank of Scotland Rewards MasterCard: unlimited rewards points, and extra rewards for contactless payments.

Currently, there is an offer to waive the £24 annual fee for using your Reward credit card account by making a purchase or a balance transfer, and then each following year on the anniversary of that date for customers signing up directly online for the Royal Bank of Scotland Rewards MasterCard. Simply click on the card graphic to be transported to the secure, official Royal Bank of Scotland page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Royal Bank of Scotland Rewards MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Royal Bank of Scotland Rewards MasterCard is issued by the Royal Bank of Scotland plc.

Click Here to learn more about or apply for the Royal Bank of Scotland Rewards MasterCard


*Card issuer data courtesy of CardData.com, publisher of 100+ quarterly payment analysis reports

**Card rating courtesy of RAM Research, a global payments research and consulting firm since 1986.

Last Updated November 2018