Teens are apparently getting their hands on credit cards at an earlier age. A new poll found that 10.3% of teenagers indicate that they currently own credit cards. The study also found that among teens ages 13-14 5% reported owning credit cards. At age 17, the percentage of ownership climbs to 9.8% and then doubles again to 19.6% for teens 18-or-older. The “2006 Interprise Poll on Teens and Personal Finance,” conducted by Junior Achievement and The Allstate Foundation says 15.7% of teens who own credit cards make only the minimum payment due. About 1500 students participated in the poll.