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Two people loading groceries into a vehicle
There’s been no shortage of credit card launches and refreshes as issuers scramble to meet consumers’ evolving spending habits in a unique economic environment. This time around, the Blue Cash Everyday(R) Card from American Express is getting a refresh on its rewards structure and statement credits, along with a new card design.
The main upgrade to this card is the chance to earn more cash back on categories where the average consumer spends most: groceries, gas and online shopping. Plus, Amex has added several credits that bring over $250 in annual value for this no-annual-fee card.
What does the refreshed Amex Blue Cash Everyday Card offer?
Here’s the new Blue Cash Everyday rewards structure as of July 14, 2022:
3 percent cash back at U.S. supermarkets 3 percent back on online retail purchases 3 percent back at U.S. gas stations (on up to $6,000 per year in 3 percent category purchases, then 1 percent) 1 percent cash back on all other purchases
This differs slightly from the card’s previous rewards structure. Originally, Blue Cash Everyday credit card holders received 3 percent cash back at U.S. supermarkets (on up to $6,000 in spending per year, then 1 percent), 2 percent back at U.S. gas stations and select U.S. department stores and 1 percent back on all other purchases.
Essentially, the gas and shopping-focused category has been bumped up a percentage point (though if you want to earn at department stores, it’ll have to be through online shopping).
Cash back is received in the form of reward dollars that can be redeemed for a statement credit. And with the card’s refresh, there’s no longer a redemption minimum, whereas you previously needed a cash back balance of $25 or more.
Added statement credits
As noted above, this card refresh adds two annual credits to its list of benefits:
$180 Home Chef Credit (up to $15 in monthly statement credits for online meal kit purchases) Up to $84 in credits for The Disney Bundle per year ($7 monthly statement credit after you spend $13.99 or more each month on an eligible subscription to The Disney Bundle), which includes Disney+, Hulu, and ESPN+)
Should you get the Amex Blue Cash Everyday Card?
The Blue Cash Everyday has always been a favorite for everyday spending, and, in our opinion, this recent change makes it an even better choice. You get more cash back on more expenses and over $250 in annual credits — not bad for a no-annual fee card.
Plus, this card refresh shows that Amex is listening to its customer base and comes as a response to consumer desires for more cash back on common spending categories. According to a poll by American Express, 90 percent of consumers surveyed agree they want a credit card that offers cash back for everyday purchases, like groceries (90 percent), gas (90 percent), and online shopping (89 percent).
“We’ve refreshed our popular Blue Cash Everyday Card and added new benefits that make it easier — and more rewarding — to do the things you do every day,” said Anthony Cirri, executive vice president, global lending and cobrand at American Express, in a press release. “Our Blue Cash Everyday Card now offers more ways to earn cash back across our Card Members’ top spending categories including online shopping, groceries, and gas.”
Because there’s no annual fee and the cash back categories make total sense for the average consumer, the Blue Cash Everyday can certainly be worth it. Our only gripe is that the card doesn’t allow you to earn American Express Membership Rewards points for higher-value travel redemption in the Amex travel portal.
If that’s a big deal for you, you might be better off with the Amex EveryDay(R) Credit Card, which doesn’t charge an annual fee but offers a lower cash back rate compared to the Blue Cash Everyday. If not having travel rewards isn’t a deal-breaker for you, the Blue Cash Everyday Card is now an even better choice to earn cash back on your common spending categories.